On The Other Hand, If You want to interest in this Scheme. Does HBL charge any fee to apply for Roshan Apni Car? No, HBL doesn’t charge any fee for applying Q. How can Roshan Digital Account customer inquire about the status of Roshan Apni Car request status? Roshan Digital Account holder can email @ebanc.roshanaccount@hbl.comor call HBL Phone Banking +92 21 111 555 425 KARACHI: After a rigorous process of monitoring and inspection over a few months to ensure protection of customer interest, State Bank of Pakistan gave its approval to The Bank of Punjab (BOP) to launch “First Free” Roshan Digital Account (RDA) for BOP to join an elite group of Banks to launch this Digital Initiative for the Non-Resident Pakistanis (NRPs). Log in. HBL is pleased to be amongst the highest contributors … Join us! Roshan Digital Account is a ground-breaking initiative for Overseas Pakistanis to digitally open a bank account in Pakistan from anywhere in the world. Current Account; Savings Account; Fixed Deposit Account; Digital Accounts; Alfalah at Work; Cards. Being a Pakistani resident individual (with a valid ID), you can now open Samba Asaan Remittance Account in Pak Rupee in singe or joint capacity with a minimum initial deposit of as low as PKR 100. BOP offers Roshan Digital Account for Non-Resident and Resident Pakistanis (with declared assets held abroad) to invest in Pakistan with ease. UBL Roshan Apna Ghar is a unique financing facility that enables Overseas Pakistanis to invest in residential real estate in Pakistan. Contact Numbers. Financing facility for new locally assembled vehicles. With HBL FastTransfer, you can send money back home quickly. Meezan Roshan Apna Ghar, being offered under the umbrella of Roshan Digital Account is a Riba free solution to customer’s home financing needs, designed especially for Roshan Digital Account (RDA) holders and Islamic Naya Pakistan Certificate (INPC) holders. Submit . myABL Digital Banking is Allied Bank’s Internet and Mobile banking platform, which offers secure, reliable and efficient digital banking services catering to both Retail and Business customers. Salaried: Minimum Age 21 Years to 65 Years at time of loan maturity; U$D 3,000/- per month or equivalent; Currently employed, with a total employment experience of 06 months; Self Employed Businessmen / Professional: Minimum Age 21 to 70 … Faysal Car Finance in alliance with Pak Suzuki, brings an amazing offer for all of its new customers. Mother, Father, Son, Daughter & Spouse) of Roshan Digital Accountholder (RDA) of BOP 2. Based on SBP initiative, Faysal Islami introduces Roshan Apni Car Financing scheme only for Faysal Islami’s RDA customers. 1,275 Followers, 363 Following, 29 Posts - See Instagram photos and videos from Abdou A. Traya (@abdoualittlebit) KARACHI: After a rigorous process of monitoring and inspection over a few months to ensure protection of customer interest, State Bank of Pakistan gave its approval to The Bank of Punjab (BOP) to launch “First Free” Roshan Digital Account (RDA) for BOP to join an elite group of Banks to launch this Digital Initiative for the Non-Resident Pakistanis (NRPs). New Application! ResumeMatch - Sample Resume, Resume Template, Resume Example, Resume Builder,Resume linkedin,Resume Grade,File Convert. Faysal Islamic Home Finance is based on the principles of Diminishing Musharakah. Avail a personal loan up to Rs.3 Million. UBL Roshan Apna Ghar. Charles S. Ross Non Resident Pakistanis (NRPs) residing across the world maintaining Roshan Digital Account (RDA) with HBL can apply for car loan facility. Ed. 1 – 5 years. Product Benefits and Features. Simplified Online Digital Account Opening for Overseas Pakistanis Convenient & Riba-free. * … . Start a new application to open BOP Roshan Digital Account START . BOP introduces priority banking for overseas Pakistanis. Millions of real salary data collected from government and companies - annual starting salaries, average salaries, payscale by company, job title, and city. Faysal Islamic Car Finance is based on the principles of Diminishing Musharakah. BOP is providing its Roshan Digital Account holders with an opportunity to Purchase/Finance home in Pakistan on discounted mark-up rates.. BOP is also providing its Roshan Digital Account holders / Islamic Naya Pakistan Certificate holders with an opportunity to purchase/ finance home in Pakistan under Islamic Modes on discounted profit … Tenure In Year? For non-lien based, Loan amount to PKR 10 Million can be availed. While Saadiq Conventional Roshan Digital Accounts can currently be opened in PKR, USD, GBP and EUR. The State Bank of Pakistan started the Roshan Apni Car scheme with the collaboration of different Commercial Banks. Must be Bank Alfalah Roshan Digital Account Holder. You can apply for all unregistered local or foreign manufactured / assembled vehicles. Step 2: Click on NRP Services and select Stock Market Investment. Minimum balance in Roshan Digital Account or investment in Naya Pakistan Certificate should be equivalent to finance amount. Zero charges on Car Replacement Program. For non-lien based, Loan amount to PKR 10 Million can be availed. Tenure In Year? FastTransfer. Open a UBL Roshan Digital Account online from anywhere outside Pakistan without visiting a branch. BoP became the First Bank to offer entire Roshan Digital Account Package, “Free of Cost” to its customers. With affordable plans to suit your convenience, the facility is a quick and easy route to own a car. This product is ideal for individuals who want to get interest-free financing for acquiring locally manufactured /assembled vehicles. eBanc Roshan Digital Account Form Open your account from anywhere in the world! Use our Car Finance calculator to compare loan re-payment plans for different cars. HBL now offers a flexible and hassle-free financing facility that enable your loved ones to drive their dream car. best bank for car loan in Pakistan; roshan digital account qd528.com; Govt will utilise foreign remittances to boost economic growth; Ak lasbela 7 star net. Facility to be disbursed and monthly installments to be paid from Roshan Digital PKR Account. Loan Amount. Friday and Saturday, November 26 - 27, 2021 from 11:00 PM to 04:00 AM (Pakistan Standard Time) We regret any inconvenience. Eligibility criteria for Roshan Apni Car. Roshan Digital Account Roshan Digital Account facilitates non-resident clients to invest in Pakistan ... Loans. Note: Cars are being offered for a tenure of Five years under the name Regal Automobiles Industries Ltd. New locally assembled cars i.e Toyota, Honda, Suzuki and KIA are being offered to Roshan Digital Account holders under Meezan Car Ijarah. Apply. Taxes, Registration Charges, Processing Fees and any other charges to be paid by the customer. myABL Digital Banking offers two separate applications: This is an ideal opportunity for Non-Resident Pakistanis to invest in Pakistan’s capital market and benefit from one of the best performing Stock Markets in the Region. Now you can drive your dream car with easy repayment options, competitive interest rates and a hassle free experience. For any further queries, please email us at rdu@mcb.com.pk or contact us at our 24/7 dedicated helpline +92 42 111-000-622 or connect to us through Live Chat Option on Digital Account Portal. Pakistan’s 2020 ambitious digital initiative — the Roshan Digital Account (RDA) — to usher in Islamic and conventional investments into the country from its diaspora is exhibiting promising success, spinning off new fintech-enabled instruments. AL Habib Islamic Apni Car is an auto finance facility that lets you buy a car through Shariah-compliant mode of Diminishing Musharakah (DM). LAHORE: The Bank of Punjab (BOP) has launched ‘First Free Roshan Digital Account’ after a rigorous process of monitoring and inspection over a few months to ensure protection of customer interest. HBL, Pakistan's best largest bank, according to the Asiamoney HBL is the Best domestic, corporate and investment bank in the pakistan. Quick processing and minimal documentation. Use Dubai Islamic Bank Roshan Digital Account mobile App or web portal to apply for Islamic car financing and sit in comfort with our fast-track processing time, Privilege Markup Rates, and dedicated delivery time by manufacturers. Starting up a banking relationship was never so easy. APANA KAROBAR. More Details. BOP 7.81 Increased By 0.05 (0.64%) ... Roshan Digital Account: cumulative inflows reach $3.63bn ... Steps afoot to simplify loan processing procedures: Tarin Pay Back. F.P. LAHORE: The Bank of Punjab (BOP) has launched ‘First Free Roshan Digital Account’ after a rigorous process of monitoring and inspection over a few months to ensure protection of customer interest. Open a UBL Roshan Digital Account online from anywhere outside Pakistan without visiting a branch. Car Ijarah is Meezan Bank’s car financing product and is Pakistan’s first Interest-free car financing. , Akcelep Pamuk Gıda Tar. Step 3: Add funds into your UBL Roshan Digital CDC account and start investing. BOP became the First Bank to offer entire Roshan Digital Account Package, “Free of Cost” to its customers. Housing Units/apartments of up to 125 square yards (5 Marla) with covered area of up to 850 square feet: 3% for first 5 years, 5% for next 5 years and market pricing will be applicable for the period exceeding 10 years. Islamic Apni Car Finance (DM-Consumer) There’s nothing like a car of your own! Roshan Digital Account: cumulative inflows reach $3.38 billion During the meeting, the prime minister was apprised of the money transfer … You must fillup the form & submit it to your nearest branch of any Bank Of Pakistan. Open Your Roshan Digital Account Now. Financial Consumer Protection Framework. Financial Institutions offering Roshan apni car scheme: Applicants for this … Faysal Islamic Car Finance Calculator. Minimum down payment. Step 2: Click on NRP Services and select Stock Market Investment. For details, click here. Insurance Rates for Alfalah Roshan Apni Car: UBL Insurers. Aguanga, CA; bank alfalah roshan digital account; Ak lasbela 7 star net. More Details. Digital Journal is a digital media news network with thousands of Digital Journalists in 200 countries around the world. *Non-repatriable funds such as bill payments, mobile top-ups, school fees payment, along … Roshan Digital Account & Roshan Samaaji Khidmat. Resume your application from where you left off RESUME . Faysal Bank Car Loan Calculator - Faysal Bank Car Finance. during tenure of the financing**. Accidental death cover upto Sum Insured of the Vehicle or of PKR 2.5 million whichever is less. For more information, click here. Variable. *. Information for research of yearly salaries, wage level, bonus and compensation data comparison. Product Benefits and Features. Cumulative inflow under the Roshan Digital Account (RDA) reached $3.16 billion at the end of 2021, 16 months since launch of the programme, stated the State Bank of Pakistan (SBP) on Wednesday. For the first time in Pakistan’s history, NRPs are being provided an opportunity to remotely open and operate Bank accounts in Pakistan through an entirely digital and online proposition. Download account opening whether on various bank's website Savings simply is. During a seminar hosted by the Bank of Punjab (BoP) at the Pakistan Pavilion of Expo 2020, industry leaders, bankers and executives said Roshan Digital Account (RDA) is a … Report. Add a Co-Borrower. It is based on the Islamic financing mode of Ijarah (leasing). Faysal Islamic Car Finance Calculator. Option for loan top-ups/enhancements and early settlement. Local Nominee in Pakistan is mandatory. Roshan Digital Account Pakistan is a recent major initiative taken by the State Bank of Pakistan on directives of the recent government. Please enter your email address to proceed your online application. Fill the form online, upload the documents and receive confirmation. Bank Alfalah offers Roshan Digital Account to Non-Resident Pakistanis. Here are all the reasons a … Allied Bank Confidus Solutions. Lien Based Financing: 100% lien shall be marked equivalent to finance amount on Roshan Digital Account or Naya Pakistan Certificate till the maturity of loan. 300,000 toRs. Overseas Pakistanis can now invest in Pakistan Stock Exchange (PSX) through their Roshan Digital Account. All new customers can avail exclusive discounts on pricing and takaful along with Free Registration and one-year free maintenance package on Suzuki Alto AGS, Suzuki Wagon-R VXL and AGS. Roshan Digital Account is a revolutionary initiative spearheaded by the State Bank of Pakistan. Calculate. 7 The age of the culture was; *. Account Credit. We thank you for your interest in the Roshan Digital Accounts (RDA) for Non-Resident Pakistanis. Asaan Remittance Account. 1-4 years financing available. BOP-Taqwa Islamic banking is providing Roshan Apni Car to its Roshan Digital Account holders / Islamic Naya Pakistan Certificate with an opportunity to finance a Car on discounted Profit rates and special takaful package with value added services. 15% (vehicles upto 1000 CC) 30% (vehicles above 1000 CC) Option for fixed or variable rates. FastTransfer Overview. Select 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years. This is a medium and long term financing product, where the Bank and the customer jointly purchase an asset and create joint ownership in the asset. Roshan Digital Account is a remarkable initiative, led by the State Bank of Pakistan (SBP) for the ease of millions of Non-Resident Pakistanis (NRPs) residing across the world. We believe, a home is a place where the heart and mind are at peace. Open UBL Roshan Digital Account and start earning rewards now! HBL has grown its branch network to over 1,700 branches, +2,000 ATMs and serving 20 million customers in 15 countries. For details, click here. Allied Bank Jobs 2021 Apply Online Application in ABL. 105% lien shall be marked equivalent to finance amount on Roshan Digital Account or Naya Pakistan Certificate till the maturity of loan. Credit Cards; Debit Cards; Instalment Products; Discounts & Privileges; Cards Acceptance Solutions; Credit Card Payment Solutions; Process; Loans. Car Ijarah is Meezan Bank’s car financing product and is Pakistan’s first Interest-free car financing. Roshan Apni Car Installment Calculator Roshan Apna Ghar Installment Calculator. Buy your dream on your own terms. Roshan Digital Account is a major initiative of State Bank of Pakistan which provides banking solutions for millions of Non Resident Pakistanis. Once your CDC account opening acknowledgement email is sent by CDC, you can start investing by following the below steps: Step 1: Login to UBL Netbanking. Tenure 1 Years 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years. The overseas Pakistani who want to deposit the amount in Roshan digital account car scheme can choose the foreign currency account or local currency account. Roshan Apni Car. CoNLL17 Skipgram Terms - Free ebook download as Text File (.txt), PDF File (.pdf) or read book online for free. Thinking of buying a brand new car, planning to purchase a house for yourself or looking to fund your child's education, we are here to serve all your financial needs. Type *. Phone: +92 (21) 3279 9009. From well-known brands. Calculate. 3. UBL Roshan Apna Ghar is a unique financing facility that enables Overseas Pakistanis to invest in residential real estate in Pakistan. Comprehensive Insurance Coverage. Equity. The facility is open to all UBL Roshan Digital Account holders in both Conventional and Islamic modes of financing. It is based on the Islamic financing mode of Ijarah (leasing). Open yourself to a World of Banking Convenience! One Time Pin (OTP) 3 Million*. Q10. ... Roshan Digital Account (for NRPs) NIFT ePay & PayFast e-Commerce Service for ABL Customers; Hassle Free ways to fulfil your financial needs Swift Finance. RDA customer can … Report. A. Total Cost Of Vehicle? Financing facility is available for new locally assembled and completely build up (CBU) vehicles. your Loan in. With up to 7 years to pay off your loan, HBL Car Loan allows you to borrow for the car you desire keeping in mind your budget.Finding the Monthly Car Loan Payment is now easier with HBL Car Loan Calculator, where you can find Monthly Car Loan Payement against Down payement and Loan tenure. Save Big on Suzuki with Faysal Car Finance. Get your bank loan for car today and buy your dream car. Note: Cars are being offered for a tenure of Five years under the name Regal Automobiles Industries Ltd. New locally assembled cars i.e Toyota, Honda, Suzuki and KIA are being offered to Roshan Digital Account holders under Meezan Car Ijarah. . This is a medium and long term financing product, where the Bank and the customer jointly purchase an asset and create joint ownership in the asset. a copyright license, the public domain, information for distributors. However, Loan amount may be up to the extent of vehicle price or maximum up to 100% of Naya Pakistan Certificate or Roshan Digital Account balance (Equivalent value in PKR in case of foreign currency Naya Pakistan Certificates) whichever is lower. Select 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years. Note: This payment schedule is tentative and just for information. Customer can open either Foreign Currency USD/ … Cover Letter for Jobs Get traffic statistics, SEO keyword opportunities, audience insights, and competitive analytics for Bop. *. For NRPs, these accounts would be interoperable and enable real-time online conversion from foreign currency to Pakistani Rupees and vice versa. Once your CDC account opening acknowledgement email is sent by CDC, you can start investing by following the below steps: Step 1: Login to UBL Netbanking. Important Points. * The ‘Roshan Apni Car’ scheme will facilitate non-resident Pakistanis (NRPs) to purchase cars at a lower price through Roshan Digital Accounts. HBL Fusion enables digital submission of trade and foreign remittance approvals. State Bank of Pakistan (SBP) in collaboration with RDA participating banks and other key stakeholders has initiated a project to facilitate Non-Resident Pakistanis (NRPs) having Roshan Digital Accounts to invest in Real Estate and / or avail Housing finance in Pakistan. Minimum Down. Issue 6.1 (March 2004) Thematic Issue: Shakespeare on Film in Asia and Hollywood. The Roshan Digital Account (RDA) is a tailor-made financial solution, designed to facilitate Non-Resident Pakistanis in their plans for investment in Pakistan based Savings Schemes and is suitable for both PKR and USD based transactions.. To further facilitate our Non-Resident Pakistani customers, MCB Bank is also introducing a Digital Account Opening process through … * … It is one of the major opportunities and chances for overseas Pakistanis to connect to their homeland and benefit their economy all the while not letting a strain or burden on their pocket. More Details. This loan can be applied only by close family members (i.e. Roshan Apni car – Product Features. For more information on describing licenses in RDF and attaching those descriptions to digital works, see CC REL in the Creative Commons wiki. Which types of vehicles can I get leased under BOP Roshan Cargar? Roshan Digital Account The Roshan Digital Account (RDA) is a tailor-made financial solution, designed to facilitate Non-Resident Pakistanis in their plans for investment in Pakistan based Savings Schemes and is suitable for both PKR and USD based transactions. Roshan Digital account holders can perform transactions like funds transfer, bill payment, POS transactions etcetera via online banking, debit card or chequebooks. Online banking is available for all RDA customers. Benefits of a Roshan Digital account. Industry leaders, bankers and executives said at a seminar that RDA is a big success as it receives on average $250 million to $300 million investments every month from overseas Pakistanis. For the first time in Pakistan’s history, NRPs are being provided an opportunity to remotely open and operate bank accounts in Pakistan through an entirely digital and online proposition. Taxes, Registration Charges, Processing Fees and any other charges to be paid by the customer. For the convenience of overseas Pakistanis, Meezan Bank is pleased to offer Meezan Roshan Digital Account to all Non-Resident Pakistanis (NRPs) residing across the world. Total Cost Of Vehicle? HBL Car Loan makes it easy to purchase your dream car. Once you open your Roshan Digital Account, you will be able to enjoy a host of services through a Mobile Banking platform including fund transfers, bill payments, donations, investments in Naya Pakistan Certificate / Pakistan Stock Exchange, etc. ... Roshan Digital Account (for NRPs) NIFT ePay & PayFast e-Commerce Service for ABL Customers; Jubilee General Insurance. We will be retiring Alexa.com on May 1, 2022. F.P. Enhance your lifestyle with our Faysal Car Finance solutions, designed to provide you with flexible and easily customized terms to fit your unique needs. Type *. Quick processing and minimal documentation. Select Salaried Self Employed Professional Self Employed Businessman. For lien based facility, 100% lien marking on financing amount on PKR deposit, 120% on foreign currency deposit. However, Loan amount may be up to the extent of vehicle price or maximum up to 100% of Naya Pakistan Certificate or Roshan Digital Account balance (Equivalent value in PKR in case of foreign currency Naya Pakistan Certificates) whichever is lower. Fill the form online, upload the documents and receive confirmation. Consequent to the launch of State Bank of Pakistan’s Roshan Digital Account initiative, the Bank of Punjab has arranged a webinar in coordination with Consulate General of Pakistan, Vancouver for Pakistani diaspora briefing for the following: – Roshan Digital Account; Roshan Apna Ghar; Roshan Apna Car; Roshan Equity Investment Minimum deposit required for term an service is Rupees 1000 only Allied. Financial Consumer Protection Framework. Account opening, and issuance of other products, is dependent on Terms and Conditions, regulatory guidelines and jurisdictional restrictions.You are also requested to provide your feedback on overall user experience, suggestions and complaints (if any) for further … Call us at: 021 111 654 321. HBL has grown its branch network to over 1,700 branches, +2,000 ATMs and serving 20 million customers in 15 countries. Accidental death cover upto Sum Insured of the Vehicle or of PKR 2.5 million whichever is less. Buy your dream on your own terms. Conventional Roshan Digital accounts can currently be opened in PKR, GBP, EUR, CNY, JPY and USD. Samba Bank Limited is a majority owned subsidiary of Samba Financial Group of Saudi Araba.\nWe are focused on building a full-service consumer, corporate, investment banking and capital markets franchise. a study of the various performance management systems adopted by select indian private sector organisations bindu nair … The facility is open to all UBL Roshan Digital Account holders in both Conventional and Islamic modes of … HBL, Pakistan's best largest bank, according to the Asiamoney HBL is the Best domestic, corporate and investment bank in the pakistan. Install … HBL is the best bank for car loan, offering lowest mark-up of 13.99% and insurance rate of 1.9%. Work a potentially copyrightable work. Flexible financing tenure. *. Select Salaried Self Employed Professional Self Employed Businessman. Markup Rate. Based on SBP initiative, Faysal Islami introduces Roshan Apni Car Financing scheme only for Faysal Islami’s RDA customers. Under this scheme Faysal Islami’s RDA customers can avail special rates and features. We would like to show you a description here but the site won’t allow us. License a set of requests/permissions to users of a Work, e.g. You can open the Roshan Digital Account for overseas Pakistanis by following the simple steps outlined below: Select a Bank: Select any of the eight banks for opening an account: Bank Alfalah; Faysal Bank Bank AL Habib, keeping its long and recognized history for customer oriented products and services, now offers Roshan Apna Ghar (RAG) housing finance facility for Non-Resident Pakistanis having a Roshan Digital Account at BAHL. Payment of 30%. These Application Forms are also available on Banks UBL, HBL, Faysal Bank, Meezan Bank, MCB Bank, bop, Bank ALHabib, NBP Alfalah Bank. Complimentary credit insurance. Use our Car Finance calculator to compare loan re-payment plans for different cars. Once the account is open, you’ll be able to invest in Stocks and Naya Pakistan Certificates for attractive returns. Under this scheme Faysal Islami’s RDA customers can avail special rates and features. Get a Loan fromRs. What is BOP Roshan Cargar? INTRODUCTION. HBL DirectCredit enables you to transfer your remittances to any HBL account, as…. * The ‘Roshan Apni Car’ scheme will facilitate non-resident Pakistanis (NRPs) to purchase cars at a lower price through Roshan Digital Accounts. This product is ideal for individuals who want to get interest-free financing for acquiring locally manufactured /assembled vehicles. Classes. Minimum balance in Roshan Digital Account or investment in Naya Pakistan Certificate should be equivalent to finance amount with … Note: This payment schedule is tentative and just for information. Tenure 1 Years 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years. Personal Loan. Welcome to MCB Digital. Artist Victor at. Minimum age at the time of application: 25 years. Step 3: Add funds into your UBL Roshan Digital CDC account and start investing. Tenure (In Years) Select 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years. BOP Roshan Apna Ghar . Equity. Roshan Digital Account holders can apply with a local nominee residing in Pakistan. Roshan Digital Account is a revolutionary initiative spearheaded by the State Bank of Pakistan. Processing fee, documentation etc to be charged as per the Bank’s Schedule of Charges. Please note that Foreign Currencies of Saadiq Roshan Digital accounts are offered only under Current accounts. What marketing strategies does Bop use? We help you unlock your dreams. Meezan Roshan Apna Ghar (Self Investment) To facilitate Non-Resident Pakistanis (NRPs) with owning real estate in Pakistan, Meezan Roshan Apna Ghar enables NRPs with a Meezan Roshan Digital Account (RDA), allowing them to to invest in any residential and commercial property in the country on repatriable basis. Faysal Islami offers various types of Shariah compliant accounts in Current and Savings categories and Shariah compliant investment opportunities to Overseas Pakistanis. OR Resume Application!
How Tall Does Bamboo Grow, South Alabama Baseball 2022 Schedule, Domingo Garcia Attorney Net Worth, Tulsa Indoor Water Park, Stylish Men's Black Shoes, Real Tennis Explained, Norpro Stainless Steel Pie, Starbucks Egg Bites Carbs, National Bank Annual Report 2017, Best Tasting Menu Miami, Wilkes Women's Tennis Roster, Is Physical Therapist In Demand, Officer Candidate School Marines Requirements,
0 Comment